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# Enova Unit Resets Jefferies Financing: $200 Million Commitment, SOFR Plus 4.00%, Revolving Period To October 2028
- URL: https://www.bullished.co/enova-unit-resets-jefferies-financing-200-million-commitment-sofr-plus-4-00-revolving-0a037d7d/
- Published: 2026-10-13T20:41:00.000Z
- Updated: 2026-10-13T20:41:00.000Z
- Description: An 8-K shows the NetCredit 2022 facility now matures October 15, 2030, with a 90% funding rate.
- Author: Matteo Parrino
- Tags: SEC Filings, ENVA, Industry: Financials

A subsidiary of Enova International amended its credit facility with Jefferies Funding, setting a [$200,000,000 commitment amount](https://www.sec.gov/Archives/edgar/data/0001529864/000119312526420462/enva-20261013.htm?ref=bullished.co) and a borrowing rate of SOFR plus 4.00%, according to an 8-K dated Tuesday. The revolving period now ends October 15, 2028, and the notes mature October 15, 2030.

## What the 8-K says

NetCredit Receivables 2022, LLC, a wholly owned indirect Enova subsidiary, signed a fourth amendment to the Note Issuance and Purchase Agreement it first entered on October 21, 2022\. The counterparties are Jefferies Funding LLC, as administrative agent and initial note purchaser, and Citibank, N.A., as collateral agent and paying agent, along with the note purchasers party to the deal.

The filing's summary table of the agreement, as amended, lists these terms:

- [Commitment amount: $200,000,000](https://www.sec.gov/Archives/edgar/data/0001529864/000119312526420462/enva-20261013.htm?ref=bullished.co).
- Borrowing rate: SOFR plus 4.00%.
- Funding rate: 90%.
- Revolving period termination: October 15, 2028.
- Maturity date: October 15, 2030.

The company filed the report under Item 1.01, material definitive agreements, and Item 2.03, the creation of a direct financial obligation.

## What it changes

The 8-K gives the amended terms but not the prior ones, so the filing alone does not show how the pricing or commitment moved. What it does fix is the schedule: the facility can be drawn through the October 2028 revolving period end, with notes outstanding until October 15, 2030.

The borrower is a subsidiary, not Enova itself. ENVA shares closed at $174.99 in Tuesday's session, down 1.04%, before the filing was accepted at 4:20 p.m. ET (market data).

## What to watch

The company says the full amended agreement will be filed as an exhibit to its annual report on Form 10-K for the fiscal year ending December 31, 2026\. The 8-K says its own description is qualified by that document.

The full amended agreement is due as an exhibit to the 10-K for the year ending December 31, 2026.

### Sources

- [8-K Filing — Enova International, Inc. (ENVA)](https://www.sec.gov/Archives/edgar/data/0001529864/000119312526420462/enva-20261013.htm?ref=bullished.co) — SEC EDGAR